| The object is to assemble a hand
of two or three cards with a points value as close to nine as possible.
The perfect hand is one that totals nine in the first two cards. Eight
is the second-best hand and, along with the nine, it constitutes the
two "natural" hands. The only hand that will beat a natural
eight is a natural nine. If any player hand or the Bank has a natural
eight or nine, the others may not draw a third card. In a tie, bets
are called off.
Aces count as one, picture cards as 10 and the others their face
value. If your hand total is in double figures, then the first figure
is ignored. So a hand totalling 18 would count as eight.
The player with the most money is usually is declared the banker
- this is the casino in Baccarat Banque and rotates in Chemin de
Fer. The banker deals three hands of two cards each, face down. These
hands are for two players, one to the right and one the left of the
banker, plus his own hand. Other players at the table may bet on
either hand (cheval) or both to beat the banker's hand. If a player
declares "banco", it means they are betting the total value
of the bank's funds and all other bets are withdrawn.
If either player has a count less than eight or nine, he may stand
(saying "non") or get one more card face up (saying "carte").
The player must stand on six or seven and must draw on four or less.
Casinos usually take their percentage of the bank and bets as their
fee for the game.
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